Strategic Business Funding will work closely with you to make the lending process as simple as we can. Here are just a few questions and answers that may help you evaluate our business. Please contact us with any additional questions that you may have.

Does it matter where my business is located?

No.Strategic Business Funding works with business owners throughout the United States and Canada and in some cases may be able to work with foreign companies. Please note that virtually all our funding sources are domestic.

What types of loans do you do?

We have a wide variety of financing options available to our clients. Often times businesses need help selecting the appropriate financing tool. This is were Strategic Business Funding Steps in to help your business.  We can place clients into Equipment Leases, Commercial Real Estate Loans, SBA Financing, Lines of Credit, Purchase Order Financing, and more. Read more about our business financing products by clicking on the appropriate option in the left side menu.

How much does is cost to work with you?

On most products, we get wholesale loan pricing, which means that it usually does not cost you anything to work with us. There a couple of financing products like Commercial Real Estate and SBA financing that may have fees. They are, however typically built into the loan. Any fees required will always be fully disclosed. That is our guarantee to you.

How long does the process take?

This is very difficult to answer because every case and business is different. After an initial conversation/consultation we will have a good idea how long financing will take. You also always have to factor in the financial health of your business and amount and type of funding that you are trying to acquire.

That being said, many of our funding options have fast approvals and a short time to close. Leasing, some lines of credit, asset based lending, factoring can all be completed in a short period of time for many businesses. For commercial real estate, it is typical to see a 30-45 or even 60 day turnaround time to funding. Again, every situation is unique. If you have questions regarding your specific situation, we encourage you to Contact Us.

My credit is not the best. Can you work with me?

Yes, we understand that many businesses go through difficult times. Many of our products have lenders that will fund B & C credit. While you might not have as many options don’t give up hope that funding will be available for you.

I’ve been turned down by my local bank for a loan. Can you help?

Often times yes! Some studies have showed that banks turn down as many as 80% of the commercial loan requests that they get. Many banks turn down loans that can be funded elsewhere. This can be for a variety of reasons. Usually though banks “cherry pick” the best deals that come across their desk. As you probably know, a loan might be perfectly fundable but the bank may pass on it because they have other loan options that offer more collateral, have been in business longer, or have more capital assets with the bank. You may also be in an industry that is not familiar to that particular bank.  Often, financial institutions will shy away from businesses that they know little about.

This is where Strategic Business Funding can help. Through our network of lenders we are able to match you with appropriate lenders that are more likely to greet your funding request with open arms. For example, we have lenders that specialize in specific projects such as energy companies, golf course financing, assisted-living facilities, and more industries too numerous to list.